If you’re wondering if it really makes sense to get the biggest mortgage possible on your properties … Keep reading.
Afterall, a bigger loan equals a bigger payment, right?
Maybe. Maybe not.
If you haven’t refinanced your home or investment properties recently, chances are pretty good you could cash in on your equity without increasing your mortgage payments.
And if you currently have PMI, there’s a likelihood you’ll even lower your payments.
Remember, if you want to review your financing strategy together …
Click here to schedule a Personal Strategy Session >>
However, what if in order to harvest your equity, you’d be looking at a larger mortgage payment …
Have you heard the term “arbitrage”?
Arbitrage definition: In economics and finance, arbitrage is a practice investors use to take advantage of a price difference between two or more markets: striking a combination of matching deals that capitalize upon the imbalance.
It’s how bankers get mind-boggling rich!
Commercial banks “borrow” your savings deposits at around 1% interest and then lend that same money out to your neighbor on a credit card for 20% interest … making a 19% profit on the arbitrage!
(Of course, they cheat because with fractional reserve banking they can actually 10x that profit, but that’s a different discussion.)
The real question … What if you did the same thing?
If your max cash out refi increased your mortgage payment, you might be able to more than cover that increase with arbitrage.
With mortgage rates at historic lows and asset price inflation at historic highs …
Many main street investors profit from the current economic climate in the same way the big banks do.
If you’re an aspiring or active investor looking to arbitrage leveraging extremely low mortgage rates …
We get it! Our team is experienced in working with investors just like you.
While we’re not financial planners nor investment advisors, we’ve been around investors for a long time …
We understand the loan products you’d favor, the tax implications you’re considering, and typical preferred investment vehicles for arbitrage, etc…
So, when you want to talk through your financing strategy with someone that gets it …
Learn more about becoming a part of the Equity Strategies Team.
Contact Us Today!
USA Mortgage NMLS #227262 / Stephanie Riley
NMLS #2047373 AZ: Stephanie Riley, 2266 S. Dobson Rd Suite 200, Mesa, AZ 85202, Mortgage Banker License 1015438; GA: Residential Mortgage Licensee (2047373) 2266 S. Dobson Rd Suite 200, Mesa, AZ 85202; TN: 2047373 CA: Licensed by the California Department of Business Oversight under California Residential Mortgage Lending Act; CA-DFPI2047373 FL: LO88105 OH: MLO-OH.2047373 IN: 52858 TX: Stephanie Riley, 2266 S. Dobson Rd Suite 200, Mesa, AZ 85202; CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.; 2047373 AR: Stephanie Riley, 2266 S. Dobson Rd Suite 200, Mesa, AZ 85202, (530) 510-1504; 124442 PA: Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act; 91793 VT: MLO-2047373
Not a commitment to lend. Additional terms and conditions apply.
DAS Acquisition Company, LLC dba
USA Mortgage is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. All employees, unless individually licensed and specifically denoted in their credentials, are not qualified to, and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists or tax experts, and will not advise you in those matters. Always seek the advice of a licensed professional for such services.
Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, TX: 2150 S. Central Expressway, Suite 310, McKinney, TX 75070, WA #CL-227262.
Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, MO 63141 - (888) 250-6522.
Licensed Branch: 2266 S. Dobson Rd. Suite 200, Mesa, AZ 85202 - (833) 476-9332.
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of license mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with an investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov.
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